Zero Down Payments

Here's how to buy a lovely home in Brentwood for Zero Down Payment ($300,000-650,000 price range).

We'd like to introduce ourselves... We're Robert & Diana Olivan (of The Olivan Team) and we help people like you buy lovely homes in Brentwood for Zero Down Payment.

The Down payment Myth

Many of our clients who were referred to us were told by banks and real estate agents that they need tens of thousands of dollars to buy a nice home these days.

In fact, you may have talked with your bank or a real estate agent who told you that you need $50,000, $60,000 or even $70,000 to buy a beautiful home in the $250,000 to $650,000 price ranges.

This just simply isn't true.

The Reality Check

In reality, there are always at least 5 to 10 types of home loans available for zero and very low down payments. The reason you don't know about these home loans is because most banks hope you never hear about them.

You see, in the home loan business, home lenders earn large fees on some home loans, and small fees on other home loans. Since many banks like to earn the largest fees they possibly just give you a choice of 3 or 4 "conventional" loans, all with fairly high down payments.

The Facts

We are not a bank...we are mortgage brokers. This gives us access to more than 200 choices of home loans. Right now, 10 of these loans stand out as being particularly attractive:

For example, we presently have 3 home loans that allow you to buy executive homes for zero down payment, 4 loans that enable you to buy for 2-5% down payment, 2 loans where the lender will actually pay all of your closing costs and 4 loans with interest rates of less than 5 percent. These loans are available to you in the $250,000 to $650,000 price ranges.

The Technology, The Service, and The Benefits

Our computer technology specializes in searching out the very best home loans and making our service< available to consumers. We call this free service our Home Loan Finder Service searches through 237 different home loan programs and matches them exactly to your needs.

If you would like to know what loans are best for you, our computerized Home Loan Finder Service takes into consideration your income, debts, credit rating and employment history and then locates - automatically - the best home loans available throughout the country for your personal situation.

And as I said before, this Service is free and without obligation.

If you're shopping for a new home, the information provided by our Home Loan Finder Service can literally save you tens of thousands of dollars when you're ready to buy.

The Requirements

To qualify for these super low down payment loans, you, and/or your spouse combined, need to have a record of paying your bills, your mortgage or rent "on time" for at least the last 18 months. You must have a regular, full time job and receive a regular paycheck. If you have no credit, that is OK, so long as you pay your rent on time.

The Next Step

As you can well imagine, there's just too much share with you on this brief overview, but it's easy for you to get more information. Just give us a call, The Olivan Team, at 925-240-TEAM(8326). Our goal is to build long-term relationships with our clients (who are or will become our neighbors here in Brentwood). This is your guarantee that no one from our team will every try to talk you into anything... Our only job is answer any questions you may have and get you information that you may need to get started in the right direction.

If you are not yet ready to speak to someone but would like more information choose from our list of free reports and our computer systems will email, fax or mail you the information that you need to make educated decisions.

Thanks for visiting our website and best wishes in your home loan search.

We had heard that there were Zero Down Payments out there... but we had no idea how they worked or if we even qualified.

We were delighted to hear that we were approved and your team made it so easy for us.

We used the Home Finder Service to find our prefect home... 30 days later we moved into our 2000 sq ft home in a quite neighborhood with a huge pool!

Thanks to the Olivan TEAM, we now own the home of our dreams!

George & Janet Davie

Give us a call so we can discuss how you might own your own home for zero down payment and like George and Janet, you could spend your summers by the pool!