BRENTWOOD, CA: Today, there are over 235 different types of home loans...most lenders only use 3 or 4. At any given time, there may be five to ten "special" home loan programs that offer below market interest rates. Surprisingly, most home lenders hope you never find out about them!

You see, in the home loan business, lenders earn large fees on some loans and small fees on others. And since many banks and lenders are only interested in earning the biggest fees they possibly can... they never tell you about these special home loans.

Consequently, many people pay needless fees and higher interest rates than they had to. Tom & Sally Baker had this problem with their last lender. This time it was different...

They discovered a free service that will search out these 235 different loan programs and found the perfect loan that suited their needs. It saved them $1700 in closing costs. Additionally, they continue to save over $130 dollars each month - because of the below market interest rate.

If you would like to hear in more detail how you too could use this free service, call 888-711-1518 Ext. 9000 for a 24-hour free-recorded message.

We had heard that there were Zero Down Payments out there... but we had no idea how they worked or if we even qualified.

We were delighted to hear that we were approved and your team made it so easy for us.

We used the Home Finder Service to find our prefect home... 30 days later we moved into our 2000 sq ft home in a quite neighborhood with a huge pool!

Thanks to the Olivan TEAM, we now own the home of our dreams!

George & Janet Davie

Give us a call so we can discuss how you might own your own home for zero down payment and like George and Janet, you could spend your summers by the pool!